Terms of Use

Effective date: July 26, 2026

Welcome to cathyclements.com, operated by Cathy Clements LLC ("I," "me," or "my"). By using this website, you agree to these terms. If you do not agree with them, please do not use the site. That sounds formal, but the short version is simple: I will be honest with you, and I ask that you use what I share responsibly.

What This Site Is (and Is Not)

Everything on this site — the pages, the blog, the free guide, and my emails — is educational and informational. I share my own experience building an affiliate marketing business, along with tools and programs I use or have vetted.

Nothing on this site is financial, legal, tax, or other professional advice. I am not your financial advisor, and no content here creates that kind of relationship. Before making decisions that affect your money or your business, consider consulting a qualified professional who knows your specific situation.

No Income Guarantees

I do not promise you will earn any particular amount of money — or any money at all. Any examples, numbers, or results mentioned on this site or in linked materials are illustrations or individual experiences, not typical results and not a promise. Building an income online takes real, consistent effort, and results depend on factors I cannot control: your effort, your skills, your audience, and market conditions. If anyone promises you guaranteed income online, run.

Affiliate Disclosure

Some links on this site are affiliate links. If you buy through them, I may earn a commission at no extra cost to you. I only recommend what I personally use or have personally vetted, and I disclose affiliate links where they appear. My full disclosure is available on the site’s Affiliate Disclosure page.

Your Use of This Site

You agree to use this site lawfully and respectfully. You may read, share links to, and quote brief excerpts of my content with attribution. You may not:

• Copy, republish, or sell my content — including the free guide — as your own.

• Use the site or my content for anything unlawful, deceptive, or harmful.

• Attempt to interfere with the site’s operation or security.

Intellectual Property

The content on this site — text, the free guide, images, and branding — belongs to me or is used with permission, and is protected by copyright and trademark law. The free guide is for your personal use. Third-party product names and trademarks belong to their respective owners.

Third-Party Links and Products

This site links to third-party websites, programs, and tools, including through affiliate links. I do not control those sites and am not responsible for their content, their offers, their policies, or your experience with them. Any purchase you make from a third party is a transaction between you and that company, governed by their terms.

Disclaimer of Warranties

This site and its content are provided "as is" and "as available," without warranties of any kind, express or implied. I work hard to keep the content accurate and current, but I do not warrant that it is complete, error-free, or suited to your particular circumstances.

Limitation of Liability

To the fullest extent permitted by law, I will not be liable for any indirect, incidental, consequential, or special damages arising from your use of this site or reliance on its content, including business decisions you make based on what you read here. Where liability cannot be excluded, it is limited to the maximum extent the law allows.

Indemnification

You agree to indemnify and hold me harmless from claims arising out of your misuse of this site or violation of these terms.

Governing Law

These terms are governed by the laws of the State of Arizona, without regard to conflict-of-law principles. Any disputes will be handled in the courts of Arizona.

Changes to These Terms

I may update these terms from time to time. The current version will always be posted here with its effective date, and your continued use of the site after changes means you accept them.

Contact

Questions about these terms: [email protected].